Advanced Market Tip of the Week

October 18, 2016

Index Annuities Have Many Benefits We all know that Fixed Index Annuities provide growth without risk to principal due to market volatility, but just for a moment, let’s focus on the other benefits. For non-IRA/401k accounts (Qualified Accounts), Index Annuities provide tax-deferral and the ability to avoid probate, which is a huge advantage for those who want to grow assets

Advanced Market Tip of the Week

October 03, 2016

 If you were going to borrow money from Bank XYZ, would you feel comfortable if you didn’t know the rate of interest that would be charged? And when you asked the banker, his reply was… “How about you go ahead and borrow this money and we will tell you later how much interest we need to charge you”… Sounds crazy,

Advanced Market Tip of the Week

September 06, 2016

The Ameritas Excel Plus IUL has features that add flexibility and control for your clients. It has 3 different Index options to choose from, lower expenses that will keep more of your clients money working for them, adds a .40% bonus to Account Value in years 11+, and has the Living Benefits Care4Life Acceleration Rider if your clients suffer from

Advanced Market Tip of the Week

August 29, 2016

It is estimated that by 2020 over 12 million Americans over age 65 will need Long-Term Care services. But only 5-6% of our aging population owns a LTC policy because: it is expensive; underwriting is strict; premium rates increase over time; and they may never make a claim and paid a lot of money to never receive a benefit. The

Advanced Market Tip of the Week

August 22, 2016

These 2 Ameritas IUL products have a simple, easy to understand design. The Ameritas Excel IUL can provide clients with fast cash value build up and the Excel Plus IUL can generate superior long-term cash value accumulation. The Excel IUL has a 2% minimum guaranteed floor in the index strategy, so clients will never earn less than 2% while having